The HTRC

The Homeowners & Trades Resource Center

Mortgage Loans Tips & Tricks

The purchase of a home is generally the largest expenditure you will make in your life. With mortgage rates at historic lows, lower home prices, and a large selection of homes to choose from, many more people are able to enter the home market. Whether you are looking at upgrading, investing in a rental, or […]

Filed Under: Financing Tagged With: Guest Article's July 9, 2012 By SLS

Section 203(k) Program – a goverment backed loan that maybe a great option for you

The ten most feared words for most people is “I’m from the government & I am here to help”, well in this case it may be a good thing for you. […]

Filed Under: Consumer Awareness, Financing, Regulatory Issues March 23, 2009 By SLS

Financing – Traditional Means

It is time, you just can’t stand looking at it anymore, or the house needs to be remodeled for an aging parent that is moving in, or you know that there is no way that it can make it though another winter or summer. […]

Filed Under: Financing, Miscellaneous Articles March 20, 2009 By SLS

Featured Posts

February – Winter Maintenance Checklist

Ahhh February, we are now in the second full month of winter and many people in the northern states and elsewhere are starting to feel run down from a lack ...

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Getting ready for Spring: Your deck & grill

Hopefully, this last snow storm was it for spring (really?) meaning most of us can start getting ready to grill and get back to enjoying the great outdoors. Needless to ...

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Taxes, Record Keeping, & Clearing the Clutter

Taxes, Record Keeping, & Clearing the Clutter

Oh no, it’s April 16th and taxes were due… are due on the 18th? In reality, my taxes were actually filed back in February, but if this were any other ...

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FAQ: Should I close my crawl space vents during winter?

FAQ: Should I close my crawl space vents during winter?

In short the answer is generally yes, they should be closed up during the winter months. If you follow our Monthly Maintenance Schedule, we recommend the month of October as ...

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FAQ: Do I need to change my HVAC filter monthly?

FAQ: Do I need to change my HVAC filter monthly?

If you follow our Monthly Maintenance Program, the first item we have listed is "Change out your HVAC filter." This has brought up a few questions, namely: Do I need ...

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FAQ: Exterior HVAC units - Should I cover my unit, or... fall & wintertime questions

When it comes to the exterior HVAC unit most people wonder about hiding them and reducing the amount of noise. We delved into that topic in our Spring & Summer ...

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FAQ: Ceiling fan direction - summer & winter

One of the biggest questions out there is which direction should my fan be running and how can I tell. You look at the switch and realize it isn't any ...

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