The HTRC

The Homeowners & Trades Resource Center

Tuesday Tip: Check your Insurance Coverages Now

It’s that time of year where many of us are pulling together all our tax documents, so why not take a few minutes to look over your home insurance policy while you’re digging through all those papers that were just thrown in a pile? Those few minutes spent can save you more time, money, & […]

Filed Under: Insurance January 28, 2020 By SLS

Water & Fire Damage Claims –Things You Need To Know

This week we have a great piece by Nolan Wright. Mr. Wright is the Director of Sales and Marketing at Trilogy Restoration which primarily works in the Austin / San Antonio areas. He has been working in the restoration industry for several years and enjoys educating people on the home restoration industry. He is an avid writer […]

Filed Under: Insurance Tagged With: Guest Article's April 17, 2014 By SLS

Home Warranties: What is it, and is it Right for You?

This week we have an interesting guest post from Mike Thomas who is a private contractor for HomeWarrantyDeals.com. He states he enjoys DIY projects, college football and is also “deeply passionate about restoring antique homes.” With no further ado… When I mention my past contracting work with home warranty companies in conversation, I often get a […]

Filed Under: Insurance Tagged With: Guest Article's July 23, 2013 By SLS

Construction Defects: An Owner’s Perspective

This week I would like to welcome Mr. Christopher Hill whom I have had the pleasure of meeting via Twitter approx. 4 years ago. I have always been impressed by Chris’s take and advice on legal and policy issues that affect construction professionals, especially as it relates to “green” building. This was ratcheted up a […]

Filed Under: Insurance Tagged With: Guest Article's February 15, 2013 By SLS

Renovations & Insurance – What is covered & what isn’t

The idea that an article like this was needed was made abundantly clear to me on a recent project I completed. This project required us to completely remove and reframe an existing roof, while leaving the existing walls & floors untouched. During the consultation phase of this project, we covered all the normal items like […]

Filed Under: Consumer Awareness, Hot Roof's, Insurance, Miscellaneous Articles Tagged With: Roofing August 1, 2010 By SLS

Insurance Claim FAQ’s

FAQ’s on Tree Damage, Full Replacement Value Policies, I found the contractor I want – but the insurance company wants me to get 3 estimates? […]

Filed Under: FAQ's, Acronym’s, & Terminology, Insurance, Miscellaneous Articles June 12, 2009 By SLS

Getting your life back together again

Most people dread the appraisal and rebuilding process, because all we generally hear about are the horror stories where they try to shortchange you, it takes months to get your settlement, or you are pressured to use their preferred contractor, […]

Filed Under: Insurance June 11, 2009 By SLS

What to do after you notice damage to your property

Assuming the worst has happened like a major hail storm, a downed tree on your house, shingles blown off the roof, your water line busted while you were out, etc… you are left wondering what should I do now? […]

Filed Under: Insurance June 10, 2009 By SLS

What to do about damage to your house during a storm

While listening to the rain you happen to look outside and notice the shingles are flying off your roof, or you walk into a room and notice water dripping down, or worse case a tree falls on your house – what […]

Filed Under: Insurance, Miscellaneous Articles June 9, 2009 By SLS

Review your Policy now; before you need to file a claim

Before the need arises to file a claim you should review your current insurance policy to make sure it covers your needs. Below is a quick list of insurance coverage’s shown on the Declaration Page and what it means in plain English. We recommend that you review your policy each year with your agent and […]

Filed Under: Disaster Preparation, Insurance, Miscellaneous Articles June 8, 2009 By SLS

Featured Posts

February – Winter Maintenance Checklist

Ahhh February, we are now in the second full month of winter and many people in the northern states and elsewhere are starting to feel run down from a lack ...

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Getting ready for Spring: Your deck & grill

Hopefully, this last snow storm was it for spring (really?) meaning most of us can start getting ready to grill and get back to enjoying the great outdoors. Needless to ...

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Taxes, Record Keeping, & Clearing the Clutter

Taxes, Record Keeping, & Clearing the Clutter

Oh no, it’s April 16th and taxes were due… are due on the 18th? In reality, my taxes were actually filed back in February, but if this were any other ...

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FAQ: Should I close my crawl space vents during winter?

FAQ: Should I close my crawl space vents during winter?

In short the answer is generally yes, they should be closed up during the winter months. If you follow our Monthly Maintenance Schedule, we recommend the month of October as ...

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FAQ: Do I need to change my HVAC filter monthly?

FAQ: Do I need to change my HVAC filter monthly?

If you follow our Monthly Maintenance Program, the first item we have listed is "Change out your HVAC filter." This has brought up a few questions, namely: Do I need ...

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FAQ: Exterior HVAC units - Should I cover my unit, or... fall & wintertime questions

When it comes to the exterior HVAC unit most people wonder about hiding them and reducing the amount of noise. We delved into that topic in our Spring & Summer ...

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FAQ: Ceiling fan direction - summer & winter

One of the biggest questions out there is which direction should my fan be running and how can I tell. You look at the switch and realize it isn't any ...

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